{"id":80,"date":"2020-12-22T14:05:54","date_gmt":"2020-12-22T17:05:54","guid":{"rendered":"http:\/\/rday.com.br\/?page_id=80"},"modified":"2020-12-22T14:05:54","modified_gmt":"2020-12-22T17:05:54","slug":"riscos-financeiros","status":"publish","type":"page","link":"https:\/\/rday.com.br\/?page_id=80","title":{"rendered":"RISCOS FINANCEIROS"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”BANNER FINANCEIROS” _builder_version=”4.3.2″][et_pb_fullwidth_header title=”R DAY | Seguros & Engenharia” subhead=”RISCOS FINANCEIROS” text_orientation=”right” background_overlay_color=”rgba(0,0,0,0.26)” content_max_width=”550px” _builder_version=”4.3.2″ title_font=”Poppins|700||on|||||” title_text_color=”#ccbda6″ title_font_size=”14px” title_letter_spacing=”2px” title_line_height=”1.8em” subhead_font=”Playfair Display|700||on|||||” subhead_font_size=”48px” subhead_line_height=”1.4em” background_enable_color=”off” background_image=”http:\/\/rday.com.br\/wp-content\/uploads\/2020\/12\/RFinancas.jpg” custom_button_one=”on” button_one_border_width=”1px” button_one_border_color=”rgba(255,255,255,0.3)” button_one_border_radius=”0px” button_one_letter_spacing=”1px” button_one_font=”Saira Extra Condensed|600||on|||||” button_one_icon=”%%3%%” button_one_icon_color=”#edbb5f” custom_button_two=”on” button_two_border_width=”1px” button_two_border_color=”rgba(255,255,255,0.3)” button_two_border_radius=”0px” button_two_letter_spacing=”1px” button_two_font=”Saira Extra Condensed|600||on|||||” button_two_icon=”%%3%%” button_two_icon_color=”#edbb5f” module_alignment=”right” custom_margin=”|||” custom_padding=”8%||260px|” title_font_size_tablet=”” title_font_size_phone=”12px” title_font_size_last_edited=”on|phone” subhead_font_size_tablet=”” subhead_font_size_phone=”39px” subhead_font_size_last_edited=”on|phone” button_one_text_color_hover=”#edbb5f” button_two_text_color_hover=”#edbb5f” button_one_bg_color_hover=”rgba(0,0,0,0)” button_two_bg_color_hover=”rgba(0,0,0,0)” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#edbb5f” button_two_text_color__hover_enabled=”on” button_two_text_color__hover=”#edbb5f” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”rgba(0,0,0,0)” button_two_bg_color__hover_enabled=”on” button_two_bg_color__hover=”rgba(0,0,0,0)”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Free Consultation” _builder_version=”3.22″ custom_padding=”0px|0px|100px|0px”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”3.25″ custom_padding=”|||”][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_cta title=”finan\u00e7as em dia” button_url=”#” _builder_version=”4.3.2″ header_font=”Poppins|700||on|||||” header_text_color=”#001c5e” header_font_size=”14px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”Playfair Display|700||on|||||” body_text_color=”#000000″ body_font_size=”38px” body_line_height=”1.4em” background_color=”#ffffff” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”#001c5e” button_border_width=”0px” button_border_radius=”0px” button_letter_spacing=”1px” button_font=”Saira Extra Condensed|600||on|||||” button_use_icon=”off” custom_margin=”-200px|||” custom_padding=”10%||10%|” animation_style=”flip” animation_direction=”left” animation_starting_opacity=”100%” header_font_size_tablet=”” header_font_size_phone=”12px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”27px” body_font_size_phone=”26px” body_font_size_last_edited=”on|tablet” box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.2)” button_border_radius_hover=”1px” locked=”off” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”on” button_border_radius__hover=”1px” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]<\/p>\n

\"\"<\/a><\/p>\n

O planejamento financeiro de sua vida
<\/span><\/span><\/p>\n

[\/et_pb_cta][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”RISCOS FINANCEIROS” _builder_version=”4.3.2″ custom_margin=”-60px||||false|false” custom_margin_tablet=”” custom_margin_phone=”-120px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”101px|0px|101px|0px”][et_pb_row column_structure=”1_2,1_2″ admin_label=”RC PROFISSIONAL” _builder_version=”4.3.2″ width=”90%” max_width=”90%” module_alignment=”right” custom_margin=”||-40px||false|false” custom_margin_tablet=”” custom_margin_phone=”-80px||-40px||false|false” custom_margin_last_edited=”on|phone” animation_style=”fade” use_custom_width=”on” width_unit=”off” custom_width_percent=”90%”][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”||140px|6%” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.2″ header_2_font=”Playfair Display|700|||||||” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” max_width=”550px”]<\/p>\n

\u00a0SEGURO<\/span><\/h3>\n

RC PROFISSIONAL<\/h2>\n

[\/et_pb_text][et_pb_divider color=”#edbb5f” divider_weight=”2px” _builder_version=”3.2″ max_width=”60px” module_alignment=”left” height=”2px”][\/et_pb_divider][et_pb_text _builder_version=”4.7.7″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” max_width=”550px”]<\/p>\n

O seguro de Responsabilidade Civil Profissional (E&O) tem como objetivo proteger o patrim\u00f4nio e amparar sua empresa pelas reclama\u00e7\u00f5es decorrentes do exerc\u00edcio da sua atividade profissional, por a\u00e7\u00f5es e omiss\u00f5es involunt\u00e1rias que venha a causar danos a terceiros. O seguro de Responsabilidade Civil para Diretores e Executivos de empresas (D&O) protege o patrim\u00f4nio dos seus executivos com cargos de gest\u00e3o caso sejam acusados de pr\u00e1ticas indevidas no exerc\u00edcio das suas fun\u00e7\u00f5es. Este seguro \u00e9 um importante benef\u00edcio que as empresas oferecem na contrata\u00e7\u00e3o e reten\u00e7\u00e3o de seus profissionais especializados.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/rday.com.br\/wp-content\/uploads\/2020\/12\/Profic\u0327a.jpg” show_bottom_space=”off” force_fullwidth=”on” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” admin_label=”ENGENHARIA COMECO” _builder_version=”4.3.2″ max_height=”538px” custom_margin=”-80px||||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” animation_style=”fade” box_shadow_style=”preset4″ box_shadow_horizontal=”80px” box_shadow_vertical=”-50px” box_shadow_color=”rgba(12,12,12,0.03)”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ admin_label=”GARANTIA” _builder_version=”4.3.2″ width=”90%” max_width=”90%” module_alignment=”right” custom_margin=”||-40px||false|false” animation_style=”fade” use_custom_width=”on” width_unit=”off” custom_width_percent=”90%”][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”||140px|6%” custom_padding__hover=”|||”][et_pb_text admin_label=”garantia” _builder_version=”4.3.2″ header_2_font=”Playfair Display|700|||||||” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” max_width=”550px”]<\/p>\n

\u00a0SEGURO<\/span><\/h3>\n

GARANTIA<\/h2>\n

[\/et_pb_text][et_pb_divider color=”#edbb5f” divider_weight=”2px” _builder_version=”3.2″ max_width=”60px” module_alignment=”left” height=”2px”][\/et_pb_divider][et_pb_text _builder_version=”4.3.2″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” max_width=”550px”]Este seguro visa garantir o cumprimento das obriga\u00e7\u00f5es contratuais.
\nNeste caso sempre haver\u00e1 tr\u00eas partes envolvidas que s\u00e3o:
\n\u2022 Tomador (Contratada)
\n\u2022 Segurado (Contratante)
\n\u2022 Seguradora
\nO seguro garantia \u00e9 frequentemente utilizado como op\u00e7\u00e3o de cau\u00e7\u00e3o e tamb\u00e9m como alternativa para substituir a fian\u00e7a banc\u00e1ria.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/rday.com.br\/wp-content\/uploads\/2020\/12\/05_FPS.jpg” show_bottom_space=”off” force_fullwidth=”on” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” admin_label=”ENGENHARIA COMECO” _builder_version=”4.3.2″ max_height=”538px” custom_margin=”160px||||false|false” custom_margin_tablet=”” custom_margin_phone=”-80px||||false|false” custom_margin_last_edited=”on|desktop” animation_style=”fade” box_shadow_style=”preset4″ box_shadow_horizontal=”80px” box_shadow_vertical=”-50px” box_shadow_color=”rgba(12,12,12,0.03)”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.3.2″][et_pb_column type=”4_4″ _builder_version=”4.3.2″][et_pb_divider _builder_version=”4.3.2″][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”TEXTO” _builder_version=”4.3.2″ custom_margin=”60px||||false|false” custom_margin_tablet=”” custom_margin_phone=”-30px||||false|false” custom_margin_last_edited=”on|phone” locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.3.2″][et_pb_text _builder_version=”4.7.7″ text_font=”Glegoo||||||||” text_font_size=”18px” text_line_height=”1.8em”]<\/p>\n

Modalidades:<\/strong><\/p>\n

– Executante Fornecedor ou Construtor<\/strong>
Garante a execu\u00e7\u00e3o do objeto contratual seja uma constru\u00e7\u00e3o, fornecimento de equipamentos ou presta\u00e7\u00e3o de servi\u00e7os.<\/p>\n

– Adiantamento de pagamentos<\/strong>
Garante que o tomador ou contratada aplique os recursos adiantados pelo segurado para a execu\u00e7\u00e3o de um determinado projeto ou fornecimento contratado.<\/p>\n

– Perfeito Funcionamento<\/strong>
Visa garantir a boa performance dos equipamentos fornecidos pelo tomador protegendo o segurado de falhas e desvios do conjunto fornecido. Normalmente exigido pela contratante em clausula espec\u00edfica dentro do valor total do pacote.<\/p>\n

– Permuta Imobili\u00e1ria<\/strong>
Garante a entrega f\u00edsica de unidades ao propriet\u00e1rio do terreno pr\u00e9-estabelecidas em contratos de permuta.<\/p>\n

– Completion Bond<\/strong>
Substitui a garantia real nos casos em que o empreendedor busca financiamento em bancos, em alguns casos de opera\u00e7\u00f5es de projectfinance, garantindo assim o in\u00edcio das opera\u00e7\u00f5es do projeto financiado.<\/p>\n

– Judicial<\/strong>
Visa garantir o valor determinado pelo juiz a ser depositado e deixado em ju\u00edzo em processos judiciais tribut\u00e1rios, c\u00edveis, trabalhistas e outros. \u00c9 muito utilizado para substituir penhora de bens ou outros tipos de garantias durante processos judiciais.<\/p>\n

Como Contratar:<\/strong><\/p>\n

Primeiros Passos<\/strong><\/p>\n

1\u00ba Cadastro na Seguradora: envio de documentos como: ficha cadastral, dois \u00faltimos balan\u00e7os auditados, balancetes trimestrais, contrato social e altera\u00e7\u00f5es, assim como fichas cadastrais dos principais s\u00f3cios ou acionistas.
2\u00ba Defini\u00e7\u00e3o do limite de cr\u00e9dito e taxas m\u00ednimas de risco.
3\u00ba Formaliza\u00e7\u00e3o do Contrato de Contra Garantia (CCG).<\/p>\n

Como Contratar – An\u00e1lise do Risco:<\/strong>
4\u00ba Envio de c\u00f3pia dos documentos a serem analisados para cota\u00e7\u00e3o de cobertura de seguro.
5\u00ba Analise dos documentos pelos subscritores das Seguradoras.
6\u00ba Seu aceite as condi\u00e7\u00f5es propostas pela Seguradoras.
7\u00ba A Seguradora envia a ap\u00f3lice (digital).<\/p>\n

 <\/p>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Rodap\u00e9 r day” _builder_version=”4.3.2″ background_color=”#000000″ background_size=”initial” background_repeat=”repeat-y” custom_padding=”0px|||||” saved_tabs=”all” locked=”off”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”3.25″ border_width_top=”2px”][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.2″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”12px” text_line_height=”2em” link_font=”||||on||||” link_text_color=”#666666″ header_font=”||||||||” header_text_align=”left” header_text_color=”#ffffff” header_3_font=”|700||on|||||” header_3_text_color=”#ffffff” header_3_font_size=”12px” header_3_letter_spacing=”5px” header_3_line_height=”1.8em” max_width_tablet=”70%” max_width_last_edited=”off|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” locked=”off”]<\/p>\n

CONDOM\u00cdNIO THERA FARIA LIMA<\/h3>\n

Rua Paes Leme 215 – 1506
Pinheiros, S\u00e3o Paulo
Cep 05424-150 | SP-SP<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.2″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”12px” text_line_height=”2em” link_font=”||||on||||” link_text_color=”#666666″ header_font=”||||||||” header_text_align=”left” header_3_font=”|700||on|||||” header_3_text_color=”#ffffff” header_3_font_size=”12px” header_3_letter_spacing=”5px” header_3_line_height=”1.8em” max_width_tablet=”70%” max_width_last_edited=”off|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” locked=”off”]<\/p>\n

contato<\/h3>\n

Telefone: (11) 3842 1514
Email: Rday@rday.com.br<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.2″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”12px” text_line_height=”2em” link_font=”||||on||||” link_text_color=”#666666″ header_font=”||||||||” header_text_align=”left” header_2_font=”||||||||” header_3_font=”|700||on|||||” header_3_text_color=”#ffffff” header_3_font_size=”12px” header_3_letter_spacing=”5px” header_3_line_height=”1.8em” max_width_tablet=”70%” max_width_last_edited=”off|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” locked=”off”]<\/p>\n

Siga<\/h3>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.3.2″ custom_margin=”-20px|||-10px” custom_margin_tablet=”” custom_margin_phone=”-20px||” custom_margin_last_edited=”on|desktop” filter_invert=”100%” locked=”off” icon_color__hover=”#e02b20″][et_pb_social_media_follow_network social_network=”instagram” url=”https:\/\/instagram.com\/rdaysegurosengenharia?igshid=pxmhob389u78″ _builder_version=”4.3.2″ background_color=”#000000″ background_enable_color=”on” follow_button=”off” url_new_window=”on”]instagram[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”linkedin” url=”https:\/\/www.linkedin.com\/company\/rday” _builder_version=”4.3.2″ background_color=”#000000″ background_enable_color=”on” follow_button=”off” url_new_window=”on”]linkedin[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/RDAY-Seguros-Engenharia-107375784553221\/?view_public_for=107375784553221″ _builder_version=”4.3.2″ background_color=”#000000″ background_enable_color=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.3.2″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”12px” text_line_height=”2em” link_font=”||||on||||” link_text_color=”#666666″ header_font=”||||||||” header_text_align=”left” header_2_font=”||||||||” header_3_font=”|700||on|||||” header_3_text_color=”#ffffff” header_3_font_size=”12px” header_3_letter_spacing=”5px” header_3_line_height=”1.8em” max_width_tablet=”70%” max_width_last_edited=”off|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”” header_3_font_size_last_edited=”on|desktop” locked=”off”]<\/p>\n

\u00a0fale conosco<\/h3>\n

[\/et_pb_text][et_pb_image src=”http:\/\/rday.com.br\/wp-content\/uploads\/2020\/12\/Whats.png” url=”https:\/\/api.whatsapp.com\/send?phone=5511934212804″ url_new_window=”on” _builder_version=”4.3.2″ width=”12%” custom_margin=”-20px||||false|false”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

O planejamento financeiro de sua vida \u00a0SEGURO RC PROFISSIONALO seguro de Responsabilidade Civil Profissional (E&O) tem como objetivo proteger o patrim\u00f4nio e amparar sua empresa pelas reclama\u00e7\u00f5es decorrentes do exerc\u00edcio da sua atividade profissional, por a\u00e7\u00f5es e omiss\u00f5es involunt\u00e1rias que venha a causar danos a terceiros. O seguro de Responsabilidade Civil para Diretores e Executivos […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-80","page","type-page","status-publish","hentry"],"yoast_head":"\nRISCOS FINANCEIROS - R Day<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RISCOS FINANCEIROS - R Day\" \/>\n<meta property=\"og:description\" content=\"O planejamento financeiro de sua vida \u00a0SEGURO RC PROFISSIONALO seguro de Responsabilidade Civil Profissional (E&O) tem como objetivo proteger o patrim\u00f4nio e amparar sua empresa pelas reclama\u00e7\u00f5es decorrentes do exerc\u00edcio da sua atividade profissional, por a\u00e7\u00f5es e omiss\u00f5es involunt\u00e1rias que venha a causar danos a terceiros. 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